MONEY
Money market funds now average 9.3%, and savers are moving to riskier funds
Kenyan money market funds returned an average of 9.3% a year after fees as of 15 October, down from 9.9% a year earlier, TechTrends reports; 20 of the 26 funds it tracked are paying less, and 13 still pay double digits, one fewer than last year. The reason is falling rates on what these funds hold: the one-year Treasury bill is at 9.03%, against 9.39% in mid-October 2025, and bank fixed deposits paid 6.91% in August against 7.5% a year before. Savers are following returns into "special funds", which can hold shares, offshore assets and private debt: their share of the KSh 948.7 billion in collective investment schemes rose from 23.9% to 26.6% in the quarter to June, while money market funds fell from 51.9% to 48.5%. Those funds can be harder to cash out quickly and, where they hold dollars, add exchange-rate risk. The article does not say where its fund return figures come from.
TechTrends
HOW-TO
Chrome may have put a 4GB AI model on your laptop, and deleting the folder will not keep it off
Chrome downloads an on-device AI model, reported at more than 4GB, to computers it decides can run it, so features such as writing help, page summaries, tab organising and scam warnings work locally; 9to5Google identifies it as Gemini Nano, which Chrome has offered since 2024, and the size can change with updates. You are not asked first, and the download can come over a metered connection, which matters on bundles and on laptops short of space. To check, type chrome://on-device-internals into the address bar. To stop it, go to Settings, then System, and turn off on-device AI (in some versions it sits under AI Innovations); Google says the model then no longer downloads or updates. In May 9to5Google could not find that setting on a Mac running Chrome 147, though it was there on Windows. Deleting the folder alone does not work: in Techweez's test it came back within minutes. If it keeps returning, set the optimization guide on-device setting in chrome://flags to Disabled and relaunch. Google says prompts to the on-device model are not sent to Google, though some other Chrome AI features do use its servers. None of this is new, Google explained it in May, but Techweez recommends checking the setting again after major updates.
Techweez · 9to5Google
PHONES
TECNO's Spark 50C has a smaller battery and slower charging than the Spark 40C
TECNO's new budget pair goes in opposite directions. The Spark 50s 5G, launched in India on 16 October with sales from today, has a MediaTek Dimensity 6400, a 6,500mAh battery, 45W charging, a 50MP main camera and a 6.78-inch 120Hz screen. The 4G Spark 50C, on a global spec sheet, keeps the Spark 40C's Helio G81 chip and 13MP camera but drops to a 5,200mAh battery, about 13% less than the 40C's 6,000mAh, and 15W charging, down from 18W, in exchange for a larger screen, Android 16 and an IP68 and IP69 rating that Tech-ish has not tested. Its advertised 12GB of RAM is 4GB of real memory plus 8GB borrowed from storage. Neither phone has a Kenyan price or launch date, and storage and NFC vary by market, so check the local version before buying. Tech-ish's verdict: Spark 40C owners have little reason to upgrade.
Tech-ish
FINTECH
Pesapal stretches RACK from payments into stock and sales software for shops and restaurants
Pesapal is pushing RACK, its business software, beyond taking payments: retailers can track sales across several outlets, keep stock levels updated as they sell and reconcile payments automatically, and restaurants and bars get order management and checkout tools for busy periods. Pesapal supplies the mobile money and card payments underneath, and Drift Consult has been brought in to advise businesses on setting it up and to find the gaps in how they run. Founder Agosta Liko said businesses need "visibility across their operations". No price, number of businesses using it, countries or launch date was given, and TechTrends notes the value depends on how well it fits the way a business already works and whether owners use the data.
TechTrends